It's a very personal situation, so chances are the cofounders are all stressing and working to resolve it, but there is nothing more demoralizing than not hitting payroll. It's forces you to confront so many well hidden issues, especially from your employees. Issues that, if sales pick up and things start rolling, are best swept aside. The amount of guilt one feels is directly proportional to how much you are to blame.
The fact that she was able to even write about such an experience is mind boggling to me. All I know is when I've run out of money, about the last thing in the world I wanted to do was to share either the lack of funds nor my downward spiral dealing with it.
The investor called her. He offered the pre-bridge loan to her. Sounds like she is running the ship.
That confessional reads as though she's swimming through it all alone.